Medical Bankrupt Alternatives

The impact of high medical costs incurred from an accident or a debilitating disease can strap your cash for decades even after you recover physically. Doctor bills play a role in 60% of bankruptcy filings. Wow! This researched article below gives some insight.

Having the right insurance protection up front gives you a barrier to disaster financially while dealing with the physical components. Take time to talk. Don’t go this alone. Whether we can help you or someone else, it is always worth talking through openly and honestly and expeditiously. It might be impossible to predict the onslaught of a major medical expense, but there are ways to hedge against them with right insurance and planning.

Give me a call and share your concerns. We can listen and assist you with information you may not have .

https://www.theatlantic.com/health/archive/2019/03/hospital-bills-medical-debt-bankruptcy/584998/

3 things to do this National Consumer Protection Week.

Reposted from the CMS email. Great stuff. The Center for Medicare and Medicaid Services administrates all medicare, advantage programs, prescription drug, supplements and more. The insurers and agents and medical providers that work with these must adhere to CMS guidelines. Of course the image is mine.

How to fight Medicare fraud & protect your identity

Happy National Consumer Protection Week! Now’s a great time to brush up on your Medicare rights and protections, and take action to protect your identity.
Here are 3 things to do:

Protect your identity. Identity theft happens when someone uses your personal information without your consent to commit fraud or other crimes. Guard your Medicare Number and card, and keep your Social Security Number safe.

Help fight Medicare fraud.Use your MyMedicareaccount to stay on top of your claims. If you find errors or fraud, report it to us. Don’t have a MyMedicare account yet? Sign up for free at MyMedicare.gov today.

Know your rights. You have certain rights and protections designed to make sure you get the health care services the law says you can get.

Sincerely,
The Medicare Team

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