Retire with me.. the journey.. state ranking for retirement

As I move more fully into retirement, I find there is much confusion.  You want to make right decisons don’t you.  Let me help. I promise to bring you fresh insights and access to good products that support your personal decisions.  You have earned the right to retire.  Do it your way. Here is a state comparison of taxes and other important issues.

Click Here For State by State Comparisons

https://www.kiplinger.com/tool/retirement/T055-S001-state-by-state-guide-to-taxes-on-retirees/index.php

Find a Medicare Physician

Looking for a new doctor or a health care provider?

Physician Compare helps you find doctors who accept
Medicare, so you can make an informed decision for your health care needs. It’s an easy way to see up-to-date information about clinicians anytime you need it.
Watch the video below to see how Mike and Ann use Physician Compare to search for a new provider in their area.Learn more about how to find and compare doctors and other clinicians at 
Medicare.gov.
Sincerely,The Medicare Team at CMS

Contact us at 405.388.8037 for a free medicare conversation with one of our medicare studied experts. Phil

Medicare 2019 Simple

Your medicare experience can be good. You deserve it. You have paid into it all your working career and are ready to enjoy the benefits. Take a few minutes to understand how medicare should work for you. Then contact me and let’s talk about how to assist you in making the right entry decisions to fit your lifestyle. How you start with medicare is important in how you enjoy the benefits.

an unexpected service


What should you expect from a a medicare insurance pro?
They are unlike other insurance consultants and agents.

What should you expect from a a medicare insurance professional? They are unlike other insurance consultants and agents.

A medicare insurance professional requires right training and certification from the insurance company or companies they represent, the states they represent and the Center for Medicare and Medicaid Services (CMS). You should expect that

A medicare insurance professional is your consultant and educator. Weaving through the decisions in medicare is an important lifetime decision. You deserve right information and access to answers.

A medicare insurance professional is here for you. While they are agents for the insurance companies with whom you may contract, they must also be here for you to assist you in making decisions.

This article does a good job of outlining some items of which you should be aware. Get right service. We are here for you at SOLUM to give you that “unexepected service” that you should expect. Covering Oklahoma, Arkansas, and Texas. Benefiting the membership of National Association for Grandparenting.

Marketing Appointment Rules

Medical Bankrupt Alternatives

The impact of high medical costs incurred from an accident or a debilitating disease can strap your cash for decades even after you recover physically. Doctor bills play a role in 60% of bankruptcy filings. Wow! This researched article below gives some insight.

Having the right insurance protection up front gives you a barrier to disaster financially while dealing with the physical components. Take time to talk. Don’t go this alone. Whether we can help you or someone else, it is always worth talking through openly and honestly and expeditiously. It might be impossible to predict the onslaught of a major medical expense, but there are ways to hedge against them with right insurance and planning.

Give me a call and share your concerns. We can listen and assist you with information you may not have .

https://www.theatlantic.com/health/archive/2019/03/hospital-bills-medical-debt-bankruptcy/584998/

3 things to do this National Consumer Protection Week.

Reposted from the CMS email. Great stuff. The Center for Medicare and Medicaid Services administrates all medicare, advantage programs, prescription drug, supplements and more. The insurers and agents and medical providers that work with these must adhere to CMS guidelines. Of course the image is mine.

How to fight Medicare fraud & protect your identity

Happy National Consumer Protection Week! Now’s a great time to brush up on your Medicare rights and protections, and take action to protect your identity.
Here are 3 things to do:

Protect your identity. Identity theft happens when someone uses your personal information without your consent to commit fraud or other crimes. Guard your Medicare Number and card, and keep your Social Security Number safe.

Help fight Medicare fraud.Use your MyMedicareaccount to stay on top of your claims. If you find errors or fraud, report it to us. Don’t have a MyMedicare account yet? Sign up for free at MyMedicare.gov today.

Know your rights. You have certain rights and protections designed to make sure you get the health care services the law says you can get.

Sincerely,
The Medicare Team

This message is paid for by the U.S. Department of Health and Human Services. It was created and distributed by the Centers for Medicare & Medicaid Services. You’re receiving this message because you signed up for email updates from the Medicare Team.
Please contact support@subscriptions.cms.hhs.gov if you have questions or problems with your subscriptions.

This email was sent to phil@solumcommunity.net using GovDelivery Communications Cloud 7500 Security Boulevard · Baltimore MD 21244

The Voice of An Empowered Generation

Psalm 90:12 So teach us to number our days that we may get a heart of wisdom.

Over the last few days, I have been convened with a little under 1200 grandparents pursuing legacy. There are people of prayer here. There are people of faith here. They have wisdom and they want to be heard. They have a voice. It says. Cherish family. Protect and value life. I will finish strong and loud. God matters. Be prudent and reasonable in government and community and business.


One of the visions cast is to go to national media with the message. This quick video says much of it. Envision a super bowl commercial. Envision bill boards. Envision the magazine. Envisions social media. Envision the message loud and strong and NOW.


Our days are numbered. The countdown to eternal destiny shortens by the day. Our time is now.


This generation of senior adults will live longer than any before. The boomers will be around for a few more decades. In those decades the voice must be heard. The message must be spoken loud and clear.
Cherish family.Protect and value life.I will finish strong and loud.God matters.Be prudent and reasonable in all you do.


grandkidsmatter.org is the core information and training site for the National Association For Grandparenting headed by the chief visionary, Dr. Ken Canfield. For 17 years, Ken and I have worked together in the National Center for Fathering (NCF) (fathers.com) and now the NAFG.
Be a joiner. Be a supporter. Watch this video and imagine many such with the core underlying message.

Inspiration for Others

Wow.  Read through this article.  This amazing woman and her friends are taking advantage of their good health and trekking.  A cross country trip promises to inspire all of us.  After you finish this story, zip over to the notes from Dr. Ken Canfield on modeling a strong and healthy marriage as part of a strong and healthy lifestyle.

This image has an empty alt attribute; its file name is philheadanimation10.jpg

https://www.tallahassee.com/story/news/2019/02/18/77-year-old-called-bike-across-country/2901220002/

Grandkids Need You to Model a Strong & Lasting Marriage

New Days and New Ways

Phil and SOLUM are on a new adventure.  After almost two decades of working with Dr. Ken Canfield first at the National Center For Fathering (fathers.com) and now the National Association for Grandparenting (grandkidsmatter.com), we lauched an insurance benefit initiative for you, the grandparents and parents of generations.

Our non-profit outreach SOLUM Community Transformation Initiative is thriving (solumcommunity.net) and fixing fractured families.  Now we are here for you to help you build your solid financial foundations, secure important relationships, and launch your legacy into generations through benefits development with NCF and GKM.

Join us on the adventure.

We are leaving all of our blog content on management and wanderings for you to peruse.  No use throwing out. We will reorganize a bit to make it easier, but there it is.

Engineering Sanity

As a process engineer this story is just too real to ignore.

My wife gets great service at Big O tires. I appreciate that a lot. So I use them, also. Auto work is always long no matter where you go. Price is normal, but if you take care of my wife, I like you.

I get mediocre to bad service from Big O tires. It is always a hassle of change orders, out of stock surprises, and long waits with a whiney TV in the foyer. So I bring a computer to get work done. But they serve my wife well and I appreciate it.

The biggest frustration has been being told each time for a decade that I don’t exist and have never done business with them before. I have spent thousands of dollars with them. Tires, brakes, alignments and more get done there. But they serve my wife well.

Today, here we go again. I went in a week ago to get warranty on an alignment and two new tires on the front. They as usual are out of stock. I made the appointment for 7:30am for today in hopes I could get on with my day. Two days ago I confirmed with the salesman. It is 11am as I write this. 4 hours for a 30 minute job. They did not have the tires and had them brought from another shop. These are not the tires ordered, but they will work.

As usual each time the told me my truck and I are not in their system. I was rested and ready for the wait, so I thought for a minute. How can they be so lost? So I went out to my truck and got out a past warranty and looked at every identifying field. There was VIN, model, year, date, address, and my wife’s name. All this time, they are looking for my name and I don’t exist. Apparently their system can’t look up all the other identifying information. The adept front desk worker offered to put my name alongside my wife’s so they could find me in the future.

Processes are designed to enable ease and allow you freedom to think versus make the simple decisions. Think. Think. Think. Your customer will appreciate it.

Service still is long and drawn, but they serve my wife well and now I have a name and the next time they might serve me better. I hope it doesn’t affect her being served the next time.